No it's not. There was a show a few weeks ago where the highest case had $3 mil. The guy, a real goombatz from Brooklyn who any of us would identify with, turned down the chance to go all the way. He gave up $3 mil but still walked with several hundred thousand dollars. It's easy to say that you would go all the way. But when you have $200,000 staring you in the face, enough to pay for college for your two kids, maybe some money on the side, and risk losing that to end up with $10,000, who knows which way you will go?
The only reason you want the mil in the case is to drive up your buyout cost. If it got down to 2 cases and you had 1 million and 100 dollars up there, NO ONE is going to risk it all. They are going to take whatever is offered.