Disagree here. First of all I don't accept the rookie coach or 2nd year coach excuse. He was hired to win, not learn on the job. He was given a talented roster this year and failed to capitalize. Much of that can be traced to QB Wilson, but even here, Wilson was his choice for QB, so he bears much of the responsibility for the Wilson debacle. I'll give him some credit for improving the defense but I give more credit to JD for making some good draft picks and FA signings. The offense looks rudderless despite having some talent to work with. I don't agree he changed the culture. Two high draft picks, Mims and Moore wanted out. The team looked listless playing important games. Seems like SOJ to me. Agree with the rest of your list though.