[Petrozza]

Funny story... I just got denied a Best Buy credit card despite having a 796 credit score

[Satire?]

That's what happens when you ban people.

[Royal Tee]

Originally Posted by Satire?

That's what happens when you ban people.

..................

[Brooklyn]

Did they give a reason for this?

I haven't seen anyone being denied with a 796 score.

[Petrozza]

Originally Posted by Satire?

That's what happens when you ban people.

although I hardly ban anyone

Originally Posted by Brooklyn

Did they give a reason for this?

I haven't seen anyone being denied with a 796 score.

I just called and they said I got denied because I had too many accounts (four) with a balance

[matt robinson 17]

Originally Posted by Petrozza

Funny story... I just got denied a Best Buy credit card despite having a 796 credit score

Glad to see the site back up Petro, keep up the good work...

Originally Posted by Petrozza

Funny story... I just got denied a Best Buy credit card despite having a 796 credit score

I bet it has to do with u being a Jets fan. Lol

[Royal Tee]

Originally Posted by Petrozza

although I hardly ban anyone

That's why I t was kinda funny

Originally Posted by Petrozza

I just called and they said I got denied because I had too many accounts (four) with a balance

ah, they flagged you. That's a bi-product of people who max out their cards and then go into debt.
Now they are not as lenient, which I can understand.

But, What good is having good credit if you can't use it?

[Barry the Baptist]

Funny... I have terrible credit and Best Buy gave me a credit card

[Petrozza]

Originally Posted by Royal Tee

That's why I t was kinda funny
ah, they flagged you. That's a bi-product of people who max out their cards and then go into debt.
Now they are not as lenient, which I can understand.

But, What good is having good credit if you can't use it?

The thing is I pay in full all my credit cards every month. I even have a Capital One card (the Best Buy card is from Capital One), which I am now thinking of canceling...
It's just funny that I can get approved for a mortgage or a car loan but not for some shitty credit card

[dankingfish13]

I've heard stories of dead people, infants & pets receiving credit cards in their names. I guess you better try and reach for perfect credit. ;)

[Poeman]

I got rejected for a American Express for my first credit card...I was thinking big time right away. I had to settle for a Capital One.

[Royal Tee]

Originally Posted by Petrozza

The thing is I pay in full all my credit cards every month. I even have a Capital One card (the Best Buy card is from Capital One), which I am now thinking of canceling...
It's just funny that I can get approved for a mortgage or a car loan but not for some shitty credit card

...Ha, Then they cry that online sales are no fair...
Fuk em, buy it on Amazon or Buy.com now....lol

[jonnyd]

I had a guy call me from Discover the other day telling me they were closing out my account. I had no idea I even had teh card. Hadnt used it in AT LEAST 4 years.

The guy says he'll give me a chance to explain if there have been any hard hsips or reasons Ive taken out other credit lines of late. They were closing my Discover card because I had too many other CCs.

So I ask him to explain himself over again. He says, look, we have to close this card cuz u have too many other cards but if you give me a good reason why u opened the other cards, maybe we can keep it open.

He sounded like my th grade teacher or something. Obviously I laughed and told him to shove the card up his Brahman asshole. WTF are these companies thinking? I should explain myself to them to keep their piece of shit card?

[deathstar]

I don't know how you people deal with multiple cards...

One Chase card and everything I buy runs through that...Paid of monthly off course...

[Royal Tee]

Originally Posted by deathstar

I don't know how you people deal with multiple cards...

One Chase card and everything I buy runs through that...Paid of monthly off course...

I have 1 main (AMEX) and a secondary...that's it.

[jonnyd]

Originally Posted by deathstar

I don't know how you people deal with multiple cards...

One Chase card and everything I buy runs through that...Paid of monthly off course...

I travel a lot for work so I have one card that I put all biz expenses on.

Then I have a Jetblue Amex that I buy shit and pay off just to rack up more miles.

Then I have 2 cards with great APRs that I use if I wanna buy furniture or big items etc.

[Petrozza]

Originally Posted by deathstar

I don't know how you people deal with multiple cards...

One Chase card and everything I buy runs through that...Paid of monthly off course...

Well, I use AMEX for 95% of my purchases. Then, I have Macys and Bloomingdales cards that I use only in those stores for the discounts and coupons that come with these cards. I also have a MC that I use where AMEX is not accepted.

[jilozzo]

Originally Posted by Petrozza

Well, I use AMEX for 95% of my purchases. Then, I have Macys and Bloomingdales cards that I use only in those stores for the discounts and coupons that come with these cards. I also have a MC that I use where AMEX is not accepted.

Dang pet thats too many cards. its not the frequency of use, balances - its that there are multiple open accts.

good thing with amex is that u gather the bonus points and pick a gift when u want.

thats how i got an ipad and other goodies

[Greenday4537]

I applied for my first credit card recently. I went on the Wells Fargo website, put in my information, and applied for the card it suggested. I was then denied a couple weeks later.

Jerks.